FAQ

  • What Is Essex and Southend? - We are a site that makes it easier than ever to obtain a logbook loan. If you have a bad credit rating, and you are looking to get a loan, then you have come to the right place.
  • What Is A Logbook Loan? - A logbook loan is when you use your vehicle to secure a loan. You can borrow an amount that is based on the value of your car, and you receive a cash payment. You then have several weeks to pay off the loan, depending on the agreed upon terms. The best part about a logbook loan is that you get to continue driving your vehicle while the loan is out, so there is no disruption in your daily life.
  • When Would I Get A Logbook Loan? - Most people get a logbook loan when they have tried other loan methods, but were denied because of their credit score. Since we do not look at credit scores with our loans, you can get a logbook loan even if your credit score is less than ideal.
  • How Much Can I Borrow? - The amount you can borrow will depend on a few factors, namely your currently financial situation and the value of your car. Typically you can borrow up to fifty percent of your car's worth, but this may change if we feel you will not be able to successfully pay that amount back. When you begin the process for getting a logbook loan, you will be informed as to how much you can borrow before finishing.
  • What Are The Eligibility Requirements? - To be eligible for a logbook loan, there are a few simple requirements that you need to meet. First, you must be a legal resident of the UK and at least 18 years of age. Second, you must be the legal owner of a qualifying vehicle. Third, you must be able to show an ability to repay the loan (usually in the form of a pay stub). Lastly, your vehicle must be insured in case of accidents while driving the vehicle.
  • What Kind of Car Can I Use? - For a logbook loan, you can use just about any type of vehicle. The car just needs to be in working condition, and have enough value on it for you to borrow against it.
  • How Quickly Can I Get A Loan? - With our site, getting a logbook loan takes no time at all. All you need to do is fill out our quick application, and if you are approved, you can have your money within 24 hours.
  • What Are Repayments Like? - Repayments will differ from person to person. We will work with you to find a repayment schedule that fits everyone, so that you are not overwhelmed by payments. Typically logbook loans last several weeks, and payments are made every other week.
  • How Do I Get Started? - To get started, just fill out the application found on this site. There are a few questions to begin the process, and the entire thing shouldn't take you more than a few minutes. Make sure you have documents ready, such as your license and your vehicle's logbook.
  • What Happens If I Get Into An Accident? - If you get into an accident while the loan is out, the responsibility is yours to pay for any damages. This is why we require all vehicles to be insured before you take out a loan against then.
  • What If I Need More Information? - If you have any other questions for us, or simply need to talk to us about something, you can reach us via one of the methods listed on our Contact Us page. We are always happy to hear from customers and do everything we can to assist them.